Storm response active: after the July 21 hail and wind line across the Midlands and any home within 90 minutes of West Columbia we are booking free inspections within 48 hours. Call (803) 991-7663 for 24/7 emergency tarping.

Close-up of architectural shingle surface showing hail impact bruising and granule loss

Free 19-point roof inspection · Written estimate in 24 hours

Roofing resources for Midlands homeowners

Six detailed guides on costs, claims, inspections and storm prep — written for Lexington and Richland county homes and reviewed by a professional insurance claims estimator.

Last updated July 27, 2026 · Reviewed by the Beaver Roofing estimating team

4.9 ★ · 440+ Google reviewsRated by Midlands homeowners
BBB A+ AccreditedLicensed, insured & bonded in SC
We speak insuranceXactimate and Symbility scope writers on staff
Roofing since 2011Local crews, no subcontracted storm chasers
Owens Corning Platinum PreferredOne of only four in the Midlands

Quick answer

Six in-depth Midlands roofing guides: 2026 replacement costs, filing a hail claim in South Carolina, repair vs replace, inspection checklists, gutter guards under pine straw, and hurricane season prep. All reviewed by a professional insurance claims estimator.

We only publish things homeowners actually ask us about, and we update the numbers when our own pricing changes. No listicles, no filler.

Which guide should I read first?

Quick answer

Storm damage → the hail claim guide. Aging roof → repair or replace. Budgeting → the 2026 cost article. Clogged gutters → the pine straw reality check.

Insurance claims · 9 min min read

How to File a Hail Damage Roof Claim in South Carolina (2026)

A professional insurance claims estimator explains the SC hail claim process step by step: deadlines, deductibles, ACV vs RCV, adjuster meetings, supplements and denial appeals.

May 14, 2026Reviewed by the Beaver Roofing estimating team

Aging algae-streaked asphalt shingle roof on a South Carolina home showing granule loss before replacement

Roof decisions · 8 min min read

Repair or Replace Your Roof? A Midlands SC Decision Guide (2026)

When a roof repair makes sense and when it is money down the drain. Age thresholds, cost comparisons, decision table and honest guidance for Columbia and Lexington SC homeowners.

April 2, 2026Reviewed by the Beaver Roofing estimating team

Storm-damaged roof with torn shingles and a fallen pine limb under clearing storm clouds in the South Carolina Midlands

Storm prep · 7 min min read

Hurricane Season Roof Prep for Midlands SC Homes (2026)

What Columbia and Lexington homeowners should do before hurricane season and severe storms: roof checks, gutter capacity, tree work, documentation and insurance review.

June 4, 2026Reviewed by the Beaver Roofing estimating team

Architectural shingle color samples fanned out on a table for a South Carolina roof replacement estimate

Pricing · 8 min min read

Roof Replacement Cost in the SC Midlands: 2026 Real Numbers

What a new roof actually costs in Columbia, Lexington, West Columbia and Chapin SC in 2026 — by roof size, material and complexity, with the factors that move your price.

January 22, 2026Reviewed by the Beaver Roofing estimating team

Reviewed by a licensed contractor

Estimating Team, Beaver Roofing & Gutters

Our estimators handle insurance claims every day and are Xactimate and Symbility scope writers with experience on both sides of the claim file. The team writes and defends roof scopes under USAA, State Farm, Allstate, Liberty Mutual, Farmers, Nationwide and every major carrier writing in South Carolina, handles water mitigation and abatement scoping on storm-damaged Midlands homes, and can walk homeowners through the claim process every step of the way. Beaver Roofing & Gutters has been roofing the Midlands and any home within 90 minutes of West Columbia since 2011.

More about the Beaver crew · See how we handle insurance claims

Free inspection

Have a question the guides did not answer?

Step 1 of 4

Four quick steps and a real roofer is on the way. Mon–Fri 8am–5pm, with 24/7 emergency tarping.

Talk to a person instead

Our office on Leaphart Road answers the phone Monday–Friday, 8am–5pm. After hours, the on-call estimator handles emergency tarping.

Call (803) 991-7663

Text us a photo


What happens next

  1. We call you back within one business hour.
  2. A real roofer walks the roof — 19 checkpoints, photos of every slope.
  3. You get a written estimate and, if it's storm damage, a claim-ready damage report.
  4. You decide. No high-pressure close, no same-day-only pricing.

No-pressure next step

Ready for a straight answer about your roof?

Free 19-point inspection, photo report the same day, and a written Xactimate-grade estimate you can hand to your insurance adjuster.

Why homeowners call us first

  • Our estimators handle insurance claims every day — we write in Xactimate, the same platform your carrier uses, and can walk you through the process every step of the way.
  • 4.9 ★ from 440+ Google reviews.
  • We meet your adjuster on the roof, file supplements, and handle the paperwork.
  • Local Lexington County crews — never subcontracted storm chasers.